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Adjustable Rate Mortgages

Adjustable Rate Mortgages


ARMS Home Loans

Edgewater Residential Capital Offers Adjustable-Rate Mortgages in North and South Carolina

Are you in search of a mortgage solution that offers flexibility and affordability? Look no further than Edgewater Residential Capital, your trusted mortgage brokers serving the vibrant communities of North and South Carolina. With their expertise in adjustable-rate mortgages (ARMs), they provide tailored solutions to help you achieve your homeownership dreams.

Understanding Adjustable-Rate Mortgages (ARMs):

An adjustable-rate mortgage is a type of home loan with an interest rate that fluctuates based on market conditions. Typically, ARMs start with a fixed-rate period, during which the interest rate remains stable, followed by an adjustable period where the rate can change periodically.

Why Choose an Adjustable-Rate Mortgage?

  1. Lower Initial Interest Rates: ARMs often offer lower initial interest rates compared to fixed-rate mortgages, making them an attractive option for borrowers seeking lower monthly payments in the early years of homeownership.

  2. Potential for Savings: If interest rates decrease or remain stable over time, borrowers with ARMs may benefit from lower overall interest costs compared to those with fixed-rate mortgages.

  3. Flexibility: ARMs provide flexibility for borrowers who plan to sell or refinance their homes within a few years, as they can take advantage of the initial fixed-rate period before potential rate adjustments occur.

  4. Variety of Terms: ARMs come in various terms and structures, allowing borrowers to choose the option that best aligns with their financial goals and timeline.

Edgewater Residential Capital: Your Partner for Flexible Mortgage Solutions:

Discover why Edgewater Residential Capital is the preferred choice for adjustable-rate mortgages in North and South Carolina:

  1. Expert Guidance: With a deep understanding of the local real estate market and mortgage industry, the team at Edgewater Residential Capital provides expert guidance tailored to your unique needs and circumstances.

  2. Personalized Approach: At Edgewater Residential Capital, they understand that one size does not fit all. They take the time to understand your financial goals and preferences, offering personalized solutions that align with your objectives.

  3. Access to Competitive Rates: Through their extensive network of lending partners, Edgewater Residential Capital offers access to competitive interest rates and terms, ensuring that you receive the best possible mortgage solution.

  4. Commitment to Client Satisfaction: Edgewater Residential Capital is dedicated to providing exceptional service and support throughout the mortgage process. They prioritize client satisfaction, striving to exceed expectations at every step of the journey.

Seize the Opportunity with Edgewater Residential Capital:

Whether you're a first-time homebuyer or a seasoned investor, Edgewater Residential Capital is here to help you navigate the mortgage landscape with confidence. With their adjustable-rate mortgages and commitment to personalized service, your path to homeownership has never been clearer.

Don't let uncertainty hold you back. Contact Edgewater Residential Capital today and embrace the flexibility of an adjustable-rate mortgage tailored to your needs and aspirations!

Looking for a Mortgage Loan in Lake Norman / Mecklenburg area?

Mortgage Loan Options

1

USDA Loans

USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program

2

Conventional

Conventional loans to 95% loan-to-value (LTV) – not us. A 97% LTV is just one of the things that make Newrez’s conventional loans a better choice

3

Jumbo Loans

Big Jumbo loan gives your customers the ability to borrow more than the traditional loan amounts with a lower down payment requirement.

4

ARMS

An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.

5

VA Loans

The Federal Housing Administration and the Department of Veterans Affairs have increased loan limits - meaning you can now finance more

6

Refinance Loans

Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms.