Edgewater Residential Capital

How much cash will I need to purchase a home?

The amount of cash that is necessary depends on a number of items. Generally speaking, though, you will need to supply:

Earnest Money: The deposit that is supplied when you make an offer on the house
Down Payment: A percentage of the cost of the home that is due at settlement
Closing Costs: Costs associated with processing paperwork to purchase or refinance a house

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Mortgage Products

Loan options for different homes, goals and stages of life.

Explore popular financing programs or contact us for help comparing the options available to you.

Conventional

Flexible financing options for qualified homebuyers.

Jumbo

Financing solutions for homes above conforming loan limits.

Adjustable Rate

Explore ARM options with an initial fixed-rate period.

VA Loans

Home financing benefits for eligible veterans and service members.

FHA Loans

Government-backed financing with flexible qualification guidelines.

USDA Loans

Eligible buyers may qualify for financing in rural and suburban areas.

Refinancing

Review your current mortgage and explore whether new terms could better fit your goals.

Reverse Mortgages in South Carolina

Your financial needs can change over time. Explore your current mortgage and see whether a South Carolina reverse mortgage could offer new options for accessing your home equity and supporting your long-term goals.